"There's nothing a company can do for you that you can't do for yourself, for free."
That advice from Lisa Lake, a consumer education specialist with the Federal Trade Commission, comes in the wake of two lawsuits against companies who claimed to be able to help reduce student debt for victims. These companies, Student Advocates Team and Manhattan Beach Venture, ran illegal debt relief schemes that charged people $1300 to $1800 to arrange high-interest loans while promising that the debts would be permantently reduced or forgiven.
You don't have to pay for help with your student loans:
If you are a federal borrower, start with studentaid.gov/repay. If you are a private borrower, talk with your loan servicer.
Never pay an up-front fee for help with your debts. It's illegal.
Only scammers promise fast loan forgiveness. These promises are always false.
A Dept. of Education seal doesn't mean a company is legitimate. Scammers often use official-looking names and logos to support their lies about having special access to federal programs.
Don't share your FSA ID with anyone. Scammers can use it to gain access to your account and take control.
St. Mary Parish Schools is committed to continuing its tradition of academic excellence and an unwavering dedication in providing all students with an exceptional education that opens opportunities and service beyond graduation.
The St. Mary Parish Schools website is intended to be a resource for our students and their families, for our employees, and for our community by offering information about our schools in a timely manner. While the district makes every effort to ensure that published information is accurate and current, it makes no claims, promises, or guarantees about the absolute accuracy, completeness, or adequacy of the contents of this web site. The St. Mary Parish School Board specifically disavows legal responsibility for what a user may find on an external site as it cannot control or guarantee the content of these sites. The St. Mary Parish School Board is committed to providing equal access to information, resources, and services to persons with disabilities or special needs. Those having difficulty accessing webpages or content on a webpage should contact the district web administrator at firstname.lastname@example.org or 337-836-9661. To file a formal grievance under Section 504 and Title II related to accessibility, visit http://stmaryk12.net/accessibility.